Disclosure:

GM Advisory Group, Inc. (“GMAG”) is a registered investment adviser under the Investment Advisers Act of 1940, as amended. Such registration does not imply that the Securities and Exchange Commission has endorsed or approved the qualifications of GMAG and its respective representatives to provide advisory and portfolio management services.

The information herein is a general communication and has been prepared solely for information and educational purposes and does not constitute an offer or a recommendation to buy or sell any particular security or to adopt any specific investment strategy.